Every alert Seed can send
Eight families of alerts, from a low balance warning to a Seed Score tier change. Here is the full list.
The notification inbox is behind the bell icon. Alerts are grouped by day, the inbox is searchable, and there is a Mark all read action.
Account health
- Low balance warning
- Cash buffer restored
- Emergency fund warnings
- Sync delays and connection lost
Bank fees
Seed automatically flags fee charges: overdraft, NSF, ATM, foreign transaction, late payment, annual, monthly maintenance, inactivity, over-limit, cash advance, paper statement, and similar.
Credit and debt
- Minimum payment due soon
- Payment overdue
- Statement-close reminders with reported utilization
- Credit utilization improved
- Credit-optimization tips
- Interest charged and interest pressure
- Debt progress
Budget and forecast
- Bills coming up
- Overspending risk
- Category drift
- Category fully funded
- Unassigned money in the plan
- Forecast complete
Transactions
- Large transaction
- Duplicate charge watch
- Merchant refund posted
- Pending charge updated after settlement
- Paycheck detected and income arrived
Net worth
- Monthly summary
- Milestones
- New personal best
- Growth or drop updates
Investments
- Large portfolio moves
- Short-term volatility
- Concentration risk
- All-time gain updates
Seed Score
- Score changes
- Tier changes
Related articles
Managing notification preferences
Six toggle groups control what reaches your phone. Muting one stops the push without losing the record.
Bank fee alerts
Seed watches your transactions for fees your bank charged you, and tells you what it found.
Monthly breakdown reports explained
The Insights page has a Past and Future toggle. Past explains what happened, Future warns you about what is coming.
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