Creating your Seed account

Sign up with your phone number, verify by text, set a password, and walk through the four setup steps.

1 min readLast updated September 13, 2026

Seed accounts are created in the mobile app. Signing up takes a couple of minutes and everything after the first two steps can be changed later.

The signup flow, step by step

  1. 1Enter your phone number. Seed sends a one-time code by text.
  2. 2Enter the code to verify the number belongs to you.
  3. 3Create a password. This is what you will sign in with from then on.
  4. 4Connect a bank account through Plaid. You can skip this and do it later from the Overview page.
  5. 5Set up your first monthly forecast so Seed has a plan to measure against.
  6. 6Choose whether to turn on AI features. This is optional and you can change it any time in Profile settings.
  7. 7Start your 14-day free trial to enter the app.

Already a subscriber?

If you have subscribed before, choose Restore Purchase instead of starting a new trial. Your entitlement is restored from the app store account you originally bought with.

A payment method is collected up front through the app store when the trial starts. Nothing is charged during the trial, and cancelling before it ends avoids any charge.

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