What Gardener will not do

Educational guidance, yes. Licensed advice, guaranteed outcomes, and decisions made for you, no.

1 min readLast updated September 13, 2026

Gardener gives educational guidance and explains tradeoffs. It is deliberately built not to cross certain lines.

  • It does not give licensed financial, legal, tax, or investment advice.
  • It does not tell you exactly what to buy or sell.
  • It does not claim guaranteed outcomes or predict market returns as certainty.
  • It does not guarantee credit score changes.
  • It does not make decisions for you.
  • It does not describe unreleased features or product timelines. If something is not available today, it says so.

When Gardener is unsure or a question is outside what it can answer, it says so and points you to Help or support rather than guessing. For sensitive account, billing, security, or legal issues, contact support directly.

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